Since 1993, Aspen Investment Management Inc. has been providing clients a comprehensive investing approach that has enabled our clients to achieve their financial objectives and ease some of their investment concerns in the face of turbulent financial markets.
Aspen is an exclusively fee based registered investment advisor. We do not earn commissions, sell investment products, nor do we receive other compensation that could cause conflicts of interest in our client relationships. As a fiduciary we must act in the best interests of our clients.
We structured our firm so that we work only on behalf of our clients, foster personal relationships and focus on results. As local owners, we have a personal stake in our clients’ success. We hope you enjoy getting to know us and we welcome the opportunity to serve you.
ASPEN’S PRINCIPLES
• Always act in the best interests of the client
• Always act honestly and ethically
• Remain independent and unbiased
• Thoroughly understand our clients’ needs and concerns
• Ensure communication with each client is open and consistent
OUR CORE MANAGEMENT INVESTMENT PHILOSOPHIES
We construct portfolios using a disciplined investment process that is consistently applied. It is designed to not only measure and control risk, but also capitalize on the sources and foundation of returns.
- Conservative growth of capital
- Take minimal risk as necessary to achieve client objectives
- Balance long-term growth vs short-term liquidity needs
- Overall asset allocation drives risk and return
- Tactical focus on near-term opportunities/economic conditions
- Diversify among and within asset classes
- Keep transaction costs low
- Manage tax efficiency when possible